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Insurance for condominiums and companies

Your condominium insured, quoted and up to date

We ask several insurers for proposals, compare the coverage and walk you through signing and claiming. If you already have a policy, we review it at no cost and tell you what it is missing.

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  • Fire and structure
  • Liability
  • Earthquake and nature
  • Extra coverage

An expired policy shows up on the day of the loss

If the condominium has no live cover, damage to the common areas ends up on the owners and the board is caught in the middle. We check renewal dates, insured amounts and exclusions before they are needed.

Have your current policy reviewed
Free quote, no strings attached

More than a quote, we stay with you

Better price and coverage

We request proposals from several insurers and compare them side by side: insured amount, deductible and exclusions, not just the premium.

Policies inside the platform

Documents and renewal dates live in Aditum, visible to the management team and the board.

Support when you claim

We help with the report, the paperwork and the follow-up until the claim is settled.

What we quote

The coverage a condominium actually needs

We put the package together based on the size of the condominium, its common areas and what the bylaws require.

Fire and structure

Fire and structure

Cover for the building and the common areas against fire, explosion and water damage.

Liability

Liability

Protects the management team and the board against damage to third parties inside the condominium.

Earthquake and nature

Earthquake and nature

Extra cover for earthquake, flooding and natural events.

Extra coverage

Extra coverage

Theft, electronic equipment, glass, machinery and employer liability for the staff.

How do you get covered?

1

You fill in the form

Tell us the condominium, how many units it has and what you want quoted.

2

We send you the options

We compare proposals from several insurers and explain the differences.

3

You activate the policy

It is signed with the chosen insurer and the policy is loaded into Aditum.

The policies, inside the platform

Stop digging through email for the PDF: the condominium keeps its policies, renewal dates and history in the same place as its accounting and assemblies.

  • Policies always available to the board
  • Renewal dates flagged before they expire
  • History of claims and renewals
  • Receipts and invoices next to the rest of the expenses
Frequently asked questions

The questions that always come up

No. Any condominium or company can ask us for a quote, whether or not they use the platform. If you do run on Aditum, the policies and their renewal dates live inside the system.
The condominium signs it and the management team handles it. When the cost is not in the budget or the fee changes, the usual route is to take the proposal to the assembly: with Aditum you can open that vote and leave the resolution on record in the minutes.
The condominium policy covers the structure and the common areas. Whatever is inside each unit — finishes, furniture, contents — is on the owner, unless separate cover is taken out. We make that clear before anything is signed.
The event is reported to the insurer, the paperwork is gathered, an adjuster assesses the case and, if it is covered, it is paid or repaired. We walk you through each step so the claim does not stall over a document.
Ask the management team. If the policies are loaded into Aditum, the board can see them with their renewal dates at any time. If not, send us what you have and we will review it at no cost.
No. We can review your current policy, tell you what it is missing and quote options for the renewal. If the one you have is the better deal, we will say so.
The insured amount, the built area, the coverage included, the deductible and the claims history. That is why we quote with several insurers before recommending anything.
What we quote

Shall we quote your condominium’s insurance?

Leave us your details and we will send the options compared. If you already have a policy, mention it in the message and we will review it at no cost.

  • Free quote, no strings attached
  • Comparison across several insurers
  • Review of the policy you already have
Or write to us directly
partners@aditumcr.com Contact via WhatsApp
Aditum arranges the quote with brokers and insurers authorised in Costa Rica. The policy is signed directly with the insurer the condominium chooses.
Quote request
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